Wonga! Szybko Prosto Na dobre! 0.114.0

Within a few minutes, you can access a streamlined financial management experience by downloading the free Wonga application. After completing a verification process, users are empowered to make purchases at both physical and online retail outlets without undergoing cumbersome formalities. The application does not impose any fixed monthly maintenance fees, allowing for flexible usage based on individual needs. Users can conveniently monitor current transactions and repayment deadlines at all times.

🔹 CONTACTLESS PAYMENTS USING PHONE, SMARTWATCH, OR CARD 🔹

Wonga ensures that financial tools are always within reach—whether in your pocket, bag, wallet, or on your wrist. Simply open the application to view your available funds, then hold your device close to a terminal to complete a transaction seamlessly. Additionally, funds can be withdrawn via the Wonga Pay VISA card at any ATM across Poland. If a physical card is preferred, it can be ordered directly through the app.

🔹 PURCHASE NOW AND PAY LATER – ELIGIBLE STORES WITH WONGA 🔹

Wonga is compatible with any store accepting VISA payments—whether through NFC-enabled phones or the previously ordered physical card. Beyond standard buy now, pay later (BNPL) services, our app offers expanded options such as installment payments for online footwear and cosmetics purchases, and the ability to add your card to Google Pay for even greater convenience.

The Wonga application is available for Android devices.

Minimum repayment period: 165 days
Maximum repayment period: 165 days
APR (RRSO): 127.13%
Maximum APR (RRSO): 127.13%

If repayment is not made by the 15th day of the following month after using the credit limit, the remaining debt must be settled in five installments. For example, under a representative scenario: The Annual Percentage Rate (APR) is 127.13%, with a principal of 1000 PLN and a total repayment amount of 1176.79 PLN. The nominal interest rate is variable at 17.50%. The total credit cost sums to 176.79 PLN, inclusive of a creation fee for the repayment schedule of 136.00 PLN and interest charges of 40.79 PLN. The credit term spans five months with four equal monthly installments of 237.23 PLN each, and a final installment of 227.87 PLN. This calculation is based on data as of May 7, 2025.

This material does not constitute an offer; detailed terms and conditions are available in the Wonga Fee and Commission Table, Mobile Application Regulations, and the Terms and Conditions for issuing and servicing Planet Pay Cards, accessible at www.wonga.pl/dokumenty. The lender and payment service provider is Wonga.pl sp.z o.o., while the issuer of the payment card is Planet Pay sp.z o.o.